Reduce my debt?

Not all debt is bad, but there is certainly a point when an individual can have too much debt. If your debt is causing you stress or you worry about your debt, it probably means you have too much. A good first step is to connect with a local nonprofit organization to help you manage your debt. These are some organizations to start with:

Statewide Legal Services, offers free legal advice to very low-income people. Applications for advice about consumer issues such as debt and bankruptcy must be made online at

The telephone hotline is 1 800 453 3320, open Monday-Friday 9-12pm and 1-2pm. See also for online advice about numerous issues, including debt.

Comments are closed.