Good credit is one of the most valuable assets you can have. It can affect everything from securing your dream job, paying less for car insurance, to buying a new home.
Need help establishing or improving your credit?
Search our calendar of classes and register for our "Borrowing Basics" workshop. This workshop will help you understand how credit works and help you determine if you are ready to apply for credit. By the end of the class, participants will be able to define credit and loan, identify the factors lenders use to make loan decisions, and describe how to guard against predatory lending practices.
You can also make an appointment with a local nonprofit organization that provides credit counseling:
Money Management International, 888-845-5669, http://www.moneymanagement.org
CT Money School, 860-951-2212, http://www.ctmoney.org
Don't have time right now to attend a workshop or make an appointment with a credit counselor?
Listen to some of the Dave Ramsey podcasts for information and inspiring success stories of individuals have reduced their debt and improved their credit. Click here to listen to any of the recent podcasts in iTunes.
Read about what credit bureaus and credit reports are here. And use this tool to help track your credit scores.