BANK ON: How to open and maintain a Bank Account. Purpose: Overview of Banking services, to help participants build a positive relationship with a financial institution. Objectives: Identify types of insured financial institutions. Describe steps involved in opening and maintaining a bank account. Describe two types of deposit accounts.
Purpose: Describe how credit works and helps participants determine if they are ready to apply for credit. Objectives: Define credit and loan, Identify the factor lenders use to make loan decisions. Describe how to guard against predatory lending practices.
Purpose: Show participants how to manage their money by preparing a personal spending plan and identifying ways to decrease spending and increase income. Objectives: Lists steps for setting financial goals. Prepare a spending plan to estimate monthly income and expenses. Identify ways to decrease spending and increase income.
Purpose: Helps participants identify ways they can save money and introduces savings options that will help them reach their goals. Objectives: Explain why it is important to save. Identify saving options. List ways to save for retirement and large expense goals including children's college tuition, a car or home purchase, or a vacation.
Purpose: Show participants how to manage their money by preparing a personal spending plan and identifying ways to decrease spending and increase outcome. Objectives: List the steps for setting financial goals. Prepare a spending plan to estimate monthly income and expenses. Identify ways to decrease spending and increase income.
Purpose: Outlines the steps needed for participants to begin on the path toward economic security and stability. Objectives: Assess your current financial situation Identify ways to increase income and decrease and prioritize expenses. Develop a financial recovery plan Implementing a financial recovery plan Review and adjust the financial recovery plan
Purpose: This workshop helps participants to understand their credit report and assist them in building positive credit history. Objectives: Define Credit, Explain why credit is important. Describe the purpose of a credit report and how it is used. Order a copy of your credit report. Read and analyze your credit report. Know the difference between good and bad credit.
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Purpose: This workshop provides important information on the topics of identity theft, elder financial abuse, types of insurance to help manage risk, as well as financial preparedness. Objectives: Recognize how federal deposit insurance protects deposits. Recognize how to guard against identity theft. Recognize how to guard against elder financial abuse Recognize how the various types of insurance will help you Continue Reading
Purpose: Helps participants identify the building blocks necessary for planning, accumulating, protecting, enjoying and transferring wealth, which will allow them to establish a sound and secure financial life. Objectives:: Define the stages of wealth building, List ways to achieve financial goals, Understand pyramid of investments, explain types of retirement vehicles, Recognize key investment terms, recognize common financial challenges.