Bank on: How to open and Maintain a Bank Account
Opportunity Center 316 Dixwell Ave., New Haven, CT, United StatesBANK ON: How to open and maintain a Bank Account. Purpose: Overview of Banking services, to help participants build a positive relationship with a financial institution. Objectives: Identify types of insured financial institutions. Describe steps involved in opening and maintaining a bank account. Describe two types of deposit accounts.
Borrowing Basics
Opportunity Center 316 Dixwell Ave., New Haven, CT, United StatesPurpose: Describe how credit works and helps participants determine if they are ready to apply for credit. Objectives: Define credit and loan, Identify the factor lenders use to make loan decisions. Describe how to guard against predatory lending practices.
Money Matters
Opportunity Center 316 Dixwell Ave., New Haven, CT, United StatesPurpose: Show participants how to manage their money by preparing a personal spending plan and identifying ways to decrease spending and increase income. Objectives: Lists steps for setting financial goals. Prepare a spending plan to estimate monthly income and expenses. Identify ways to decrease spending and increase income.
SAVINGS: How to Build Your Financial Future
Opportunity Center 316 Dixwell Ave., New Haven, CT, United StatesPurpose: Helps participants identify ways they can save money and introduces savings options that will help them reach their goals. Objectives: Explain why it is important to save. Identify saving options. List ways to save for retirement and large expense goals including children's college tuition, a car or home purchase, or a vacation.
Money Matters, How to Create and Maintain a Spending Plan
Opportunity Center 316 Dixwell Ave., New Haven, CT, United StatesPurpose: Show participants how to manage their money by preparing a personal spending plan and identifying ways to decrease spending and increase outcome. Objectives: List the steps for setting financial goals. Prepare a spending plan to estimate monthly income and expenses. Identify ways to decrease spending and increase income.