BANK ON: How to open and maintain a Bank Account. Purpose:  Overview of Banking services, to help participants build a positive relationship with a financial institution. Objectives:  Identify types of insured financial institutions. Describe steps involved in opening and maintaining a bank account.  Describe two types of deposit accounts.  

Purpose: Describe how credit works and helps participants determine if they are ready to apply for credit. Objectives: Define credit and loan, Identify the factor lenders use to make loan decisions. Describe how to guard against predatory lending practices.